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practice, but it is actually done often by seasoned investors. Short selling is typically prompted by speculation or by a desire to hedge downside risk. It is a risky proposition for the average investor and is only recommended it be used by experienced traders who are familiar with the great financial risks.”
    “Is now a good time to short sell?” asked Cavuto.
    “ Neil, no investor has a crystal ball. For the last several years, financial pundits have warned that the financial markets are overvalued and the central banks of the world, like the Federal Reserve, are out of bullets to deal with a financial crisis. Yet the markets keep rising. This meteoric rise is probably a function of all-time-low interest rates. Investors are willing to gamble their money in stocks rather than receive little or no interest in banking-related investments. But, to answer your question, in the absence of a ‘bad news story’ I referenced earlier, equities are still the way to go!” said Wellington.
    Sarge thought to himself—investing like a bunch of drunks. They have no idea .
     

Chapter 5
    December 15, 2015
    73 Tremont Street
    Boston, Massachusetts
     
    Donald crossed Tremont Street and walked purposefully up the sidewalk toward the Park Street intersection. Parking was available at 73 Tremont, but Donald made it a habit to park off-site on his rare visits to the “Penthouse.” Donald believed in maintaining some semblance of a gray-man strategy, especially when meeting with his benefactors. Better to blend in with other visitors to the building.
    Waiting on the traffic to clear the crosswalk, he admired the historic Park Street Church across the boulevard. Despite his lack of historic bloodline, which flowed through the veins of his “friends,” Donald was an avid Revolutionary-era historian. He and Susan had long ago graduated from the touristy Freedom Trail, which included well-known attractions like the Old North Church, the USS Constitution and the site of the Boston Massacre. They now explored a lesser known, but equally important layer of history that blanketed Boston.
    Crossing the street, Donald checked his watch, noting that he was early. I insist on punctuality —the words rang in Donald’s head. He insisted on a lot of things. Beyond the curb, a tour guide dressed in the cold-weather version of traditional eighteenth-century garb began his presentation. Donald took a moment to listen. Despite its distinction as one of the Freedom Trail’s most prominent features, the Park Street Church was a historic gem that never grew old.
    “Welcome, everyone, and thank you for daring the brisk weather to continue on the Freedom Trail tour. I see most of you stretching to look skyward at the magnificent steeple, which sits atop the historic Park Street Church here on Tremont Street. By the way, did you know Tremont is always pronounced trem-mont in Boston, not tree-mont ?” asked the guide.
    Heads nodded affirmatively, although Donald suspected none of them knew this until now.
    “Rising toward the heavens, the two-hundred-seventeen-foot steeple, designed by architect Peter Banner, was once the first landmark travelers saw when approaching Boston. Today, the first landmark a traveler sees is a series of illuminated road signs reading ‘forty-five-minute delay on the Mass Turnpike.’ Things have changed, have they not, my friends?” asked the guide, to hearty laughter.
    “Built in 1809, the church took a prominent role in the abolishment of slavery. Speakers came from all over New England to advance their mission of human rights. On July 4 th , 1831, the patriotic song ‘My Country, ’Tis of Thee,’ written by Samuel Francis Smith, was sung a capella during a children’s Independence Day celebration,” said the guide.
    Passing the tourists’ parked carriage—a red Hop-On, Hop-Off Trolley Bus—Donald continued up trem-mont, humming the words of the famous song.
    “My country, ’tis of thee, Sweet land of