laptop shut, she simmered with anger and something she absolutely would not define as jealousy. She hadn’t seen or heard from the man for ten years. She had no right to feel anything other than anger over his knowledge of her financial situation.
With disgust, she stood up and changed clothes. One thing he’d been right about. She needed to visit her bank and get additional funding. She’d been a good customer to them for years and had never defaulted on any payments, never bounced a check and was meticulous about her accounts. Surely they would front her the money to cover her expenses for the next few months. She considered herself to be a good risk, surely they would as well.
Considering her options, she looked into her closet, trying to figure out what one should wear to a bank. Conservative, successful….navy blue pin stripes, she told herself.
Looking into her wardrobe, she had nothing like that. Her designs consisted of bright colors with lots of zap and pizzazz, very feminine, very romantic and glamorous.
She pulled out a black jacket and a pair of black slacks, adding her most subdued silk shirt, which turned out to be a turquoise silk satin with a wrap waistline.
Looking at her appearance in the mirror, she thought she looked very professional and supremely successful. Adding small gold earrings, she made the call to her bank, asking for the woman she’d dealt with several times in the past.
Leaving her loft, she felt strong and powerful, confident that she could figure this out easily.
Three hours later, she was no longer confident. She’d been turned down by her bank almost as soon as she’d sat down in the manager’s office. Not only had the manager not been able to front the money, she’d also listed out several fees that Zoe now owed to the bank due to her negative bank balance and numerous checks that had bounced in the past two months.
Feeling like a leper, she left the bank with her head held high, but her stomach was twisting in knots. Marco had mentioned that there were other investors, but she had no idea how to go about finding people like that. She’d focused all her energy on her designs, forming client relationships, building the business. She’d taken for granted the other side of the issues. Financials had never been her strong point, which was why she’d hired an accountant.
And which was also why she was in this current situation.
The sun was bright as she walked down the street, but the sunshine and cool autumn day didn’t penetrate her mind as she pumped her mind to figure out how to get through this.
Investors! She needed investors. She had to have some sort of contacts, didn’t she? She wasn’t completely alone in this world. She had friends, she had a good reputation. She had clients that depended on her!
But if her clients found out that she was no longer solvent, what would they do? She’d always been reliable, gaining inroads into the stores that bought her clothes because she was dependable and always came through on time with every order. She made sure of it! If her clients found out that she’d messed up so completely, she’d lose that reputation. Would they stick with her because of her designs? Were her clothes enough to keep them coming back for the next line? The next spring? The next fall? Or would they start to believe she wasn’t going to be around for the next season’s designs? Would they immediately start looking for other sources?
She couldn’t risk it, she told herself. She’d felt horrible when she’d left the bank, but she wasn’t going to fall into the hole. She simply wouldn’t let her staff go unemployed. Everyone who worked for her had families, responsibilities. She simply had to figure out a way.
Heading back to her loft, she went up the back way so she wouldn’t have to go through the showroom. She’d already sent an e-mail to Debbie asking her to keep things going while