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waitress, and even that was more than most of my friends were making back then. Every morning I would get up and feel sick to my stomach, but off I’d go to work with all these men in their pin-striped three-piece suits. When everyone else would go to lunch at their fancy restaurants, I’d get in my car and go to Taco Bell. It was the only part of the day when I felt comfortable in my surroundings.
    The job itself was quite scary, telling people what to do with their money—and me having to make money just to keep my job. I had to go through a training program, but it didn’t train me for the pressure, and it didn’t give me the confidence. I was a commissioned salesperson, and either I generated commissions or I would soon be looking for another job. It was a never-ending battle: Would I meet my quota each month, or would I be out on the street? I needed something to override the fear that was eating me alive. I decided to change my perception of my situation and create a new truth for myself.
    I created what I wanted for myself first on paper. Every morning before I went to work, I would write over and overagain: “I am young, powerful, and successful, producing at least $10,000 a month.” Why did I say “at least”? Because why limit it? What if the world wanted to give me more? Why did I use the present tense? Because this was the life I wanted to live in the present tense, not tomorrow, not someday.
Now
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    I wrote down that truth twenty-five times a day, said it to myself in the mirror, thought it each time I went up and down in the elevator. That’s what I would say, and that’s the truth I created. I still carry that truth around with me like a lucky charm in words, and it still works. I replaced the message of fear, and my belief I was inadequate, with a message of endless possibility.
    You can, too, once you pull the fear out from wherever you’ve pushed it away to, face it, and use the power of your mind to put it behind you.
    For twenty, thirty, forty years, or more, we’ve all been creating paradigms about ourselves, telling ourselves who we are, financially and in every other way. Part of this comes from what we were told about ourselves as children (“You’ll be a secretary just like your mom”; “You’ll be a gambler, just like your father”; “You’ll never amount to much unless you do X, Y, or Z”). The rest is what we tell ourselves, fears and all, over and over until we believe it absolutely.
    Your new future begins with your new truth.
YOUR EXERCISE
    The power of positive thinking is not a new idea, but when it comes to money it is, because we’re still so afraid. We’re a culture of slogans—in ads, on bumper stickers, on T-shirts, needle-pointed onto pillows. Call it what you like—a financial mantra, a new truth, a new belief in yourself—but you must create apositive, empowering message for yourself and instill it into your powerful mind to replace the fear you’re leaving behind, beginning now.
    Install it, instill it, retrain your mind to believe it. Write it down twenty-five times a day, have it stamped on a T-shirt and sleep in it every night, say it to yourself on your way to work, when you pay your bills, when you begin to worry about money, when you feel afraid. Say it when you’re shaving, when you’re in the shower, first thing in the morning, last thing at night. A positive message to yourself, a message of possibilities. Do it when you resist it, do it when you don’t believe in it, do it when you feel as if it’s a useless drill, keep doing it until you believe it. Then it will be true. Three rules for your new truth:
    Make it short enough so that you can remember it exactly, word for word, so that it’s easy for you to say, “I have more money than I will ever need.”
    Put your message in the present tense; the future begins today: “I am in control of all of my affairs.”
    Make it an unlimited truth, to open the way to receive: “I am putting at least